BE Realistic


Our world is consumed with stuff. The latest stuff, the coolest stuff, it’s all guaranteed to make you happy. At least that is what marketers will tell you.

This lesson gets to the heart of the matter. It will challenge you to look at your stuff in a whole new light-to think about where your possessions fall on your priority list.

If you ever want to be in control of your money, you’ve got to be realistic about your stuff.

In Student Workbook

Review these blanks with students

  • Marketers make it their business to get in our business.
  • When we trust in anything more than God, we fall into idolatry.
  • Debt is owing anything to anyone for any reason.
  • It’s okay to have nice stuff as long as your nice stuff doesn’t have you.
  • No matter our circumstances, we have to find our peace and job in Christ.

Something to Remember

  1. Debt is owing anything to anyone for any reason
  2. It’s okay to have nice stuff as long as your nice stuff doesn’t have you.
  3. We can all be content no matter what our circumstances are. Our joy comes from Christ alone!


 The average college student graduates with $4,100 in credit card debt. – Sallie Mae

Catch Phrases Exercise

Complete the catch phrases exercise in the student workbook on page 32.

ASK: Why do companies pay so much attention to their slogans and logos?

Companies prioritize their logos and slogans because if they can get stuck in our head, than we are more likely to buy their products.

WELL SAID (Student Workbook)

It is not wrong to want to live better. What is wrong is a style of life which is presumed to be better when it is being directed toward having rather than being, and which wants to have more, not in order to be more but in order to spend life in enjoyment as an end in itself. – POPE JOHN PAUL II

Why is being so much more important than having?

SOMETHING TO LEARN (Student Workbook)

These are all questions that we should ask ourselves before making a purchase.

  • Can I AFFORD this?
  • Why do I WANT it?
  • Is there a better what I could SPEND MY MONEY?

If the item costs more than $100, ask these additional tips to the checklist.

  • Sleep on it and wait until the NEXT DAY to buy.
  • Talk to someone about it first and see if it is a GOOD IDEA.

    SOMETHING TO TALK ABOUT (Student Workbook)

  • How would you distinguish between happiness and contentment? Why is it impossible for stuff to provide genuine contentment?
  • In what ways does your stuff “have” you? how has your desire to get more stuff hurt you?
  • What would living with a proper understanding of stuff look like in your life?
  • What do you want your financial story to look like in 10 years? 20 years?